Family Plan
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| PREVENTATIVE LEGAL SERVICES | ||||
| Legal Consultation Services | ||||
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Telephone or personal consultations and advice, concerning any legal matter, be it personal and/or business. Benefits under this section are limited to up to one (1) hour per matter of legal consultation and advice concerning the matter. Additional consultation or advice on the same subject matter at a preferred member discount rate.
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| Legal Correspondence Services (One subject matter per letter) | ||||
| Up to two (2) letters per year at a priority member rate (one (1) per quarter non-cumulative). All other correspondence including additional letters and phone calls to third parties at a preferred member discount rate. | ||||
| Contract/Document Review and Preparation (one subject matter per contract or document) | ||||
| Review up to two (2) personal legal contracts/documents per year at a priority member rate (one (1) per six (6) months non-cumulative) Review up to two (2) personal business legal contract/document per year (one (1) per six (6) months non-cumulative) Prepare up to two (2) personal legal contracts/documents per year (one (1) per six (6) months non-cumulative) Additional contracts or documents at a preferred member discount rate. |
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| Wills | ||||
| Up to two (2) simple wills (primary member plus spouse or partner) including enduring powers of attorney plus one (1) hour each year after first membership year for review to make changes. Estate planning and support services available at a preferred member discount rate. Including: Estate planning and support services - Discretionary Family Trust Deeds - Testamentary trusts - Appointment of impartial professional executors to estates - Business Succession Planning and Deeds - Personal Trust and Trustee Services - Special Disability Trust Aftercare Support Services - Executor Assist - Assistance to Attorrneys and Guardians (Income collection, bill paying, etc) |
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| LAND LAW | ||||
| The purchase and sale of land or property for your own home: | ||||
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Settlement fees charged on the sale or purchase of land or property being for your primary place of residence will be at the rate of 50% of the Settlement Agent's scale of fees for this service. Settlement fees on the sale or purchase of investment property or land will be at a 25% discount off the Settlement Agents Scale of Fees for this service. A waiting period may apply and this plan should be read in conjunction with the contract Terms and Conditions.
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| BANKING & FINANCE | ||||
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The member may have interpreted and reviewed by the Legal Service Provider any personal mortgages, bills of sale, charges or other personal security documents in which the covered member is a contracting party. The member, during normal business hours, may receive telephone or personal consultations and correspondence, concerning any legal matter relating to loan recovery, mortgagee sales, foreclosures and enforcement of securities, including bills of sale, charges and other debt securities of which the covered member is contracted as the borrower or provider, lender or recipient of security at a preferred member discount rate.
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| MOTOR VEHICLE/PLEASURE CRAFT LEGAL SERVICES | ||||
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Defence for civil or criminal charges/drivers licence assistance (extraordinary and special) personal injury and property damage claims. Up to eighteen (18) hours total aggregate of consultation, preparation and actual court time per matter, (non-cumulative) at a priority member rate off the Legal Service Providers standard hourly rate. Additional hours at a preferred member discount rate.
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| FAMILY/DE FACTO LAW | ||||
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The primary member may receive at the sole discretion of the Legal Service Provider, telephone or personal consultation, during normal business hours, concerning any Family Law or de-facto relationship matter. Cover includes review, consultation, letters to third parties and representation on any Family Law or de-facto relationship law matters.
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| Up to eighteen (18) hours total aggregate of Solicitor’s time per annum, (non-cumulative) at a priority member rate . Additional hours at a preferred member discount rate. | ||||
| EMPLOYMENT & WORKPLACE RELATIONS | ||||
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The member may have reviewed by the Legal Service Provider any Workplace Agreements or Contracts of Employment in which the member is a contracting party. In addition provision is made for assistance with any claim for unfair dismissal, unpaid contractual entitlements, harassment or discrimination and workers compensation issues including advice, preparation and representation at a preferred member discount rate.
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| MEDICAL/DENTAL/HEALTH PROFESSIONAL NEGLIGENCE | ||||
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The member may have reviewed and investigated by the Legal Service Provider any cause of action against a medical/dental/health professional or a hospital for a negligent medical/dental/health procedure where the covered member is an aggrieved party. Up to twelve (12) hours total aggregate of Solicitor’s time per annum, (non-cumulative) at a priority member rate. Additional hours at a preferred member discount rate.
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| COURT PROCEEDINGS | ||||
| Membership provides for the defence or pursuit of a civil or criminal matter at a priority member rate. | ||||
| Membership Year 1. eighteen (18) hours total - nine (9) hours of which is for legal services prior to trial. | ||||
| Membership Year 2. twenty (20) hours total - ten (10) hours of which is for legal services prior to trial. | ||||
| Membership Year 3. twenty two (22) hours total - eleven (11) hours of which is for legal services prior to trial. | ||||
| Membership Year 4. twenty four (24) hours total - twelve (12) hours of which is for legal services prior to trial. | ||||
| Membership Year 5. twenty six (26) hours total - thirteen (13) hours of which is for legal services prior to trial. | ||||
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From the sixth membership year onwards your membership will include a total of twenty eight (28) hours of solicitors time, fourteen (14) hours of which is for legal services prior to trial. Additional hours at a preferred member discount rate.
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| INCOME TAXATION LEGAL SERVICES | ||||
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Total of six (6) hours total aggregate of legal services per annum at a priority member rate when notified in writing by the ATO of an audit of income tax return or when ordered to appear at the offices of the ATO. Benefit includes consultation, advice, negotiation and representation. Additional hours at a preferred member discount rate.
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| LEGAL SHIELD | ||||
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If you or a spouse or partner or nominated family member is detained or arrested by a member of the police service in your state or territory, you have twenty four (24) hour emergency telephone access to a PPL duty officer or solicitor for assistance or legal advice and representation, if necessary.
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| OTHER LEGAL SERVICES |
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Other legal services not specifically provided for by this plan are provided at a discount rate of 20% off the Legal Service Provider's standard hourly rate for representation or service. This includes matters either pre-existing by their nature or currently on foot and being dealt with or requiring legal action as a result of a prior occurrence or arrangement.
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PLEASE NOTE: A Priority Member rate means 50% off the Legal Service Provider’s standard hourly rate for the given legal service. A Preferred Member Discount rate means 25% off the Legal Service Provider’s standard hourly rate for the given legal service. This plan is a comprehensive and expanded legal plan that provides extensive access to a wide range of legal services and benefits for the whole family. This plan provides protection for you, your spouse or partner and unmarried children living at home up to 18 years of age or up to 21 years if the children are full time students and not earning any income.
In addition the Family Plan provides benefit for children up to age 18 years for whom the member is the legal guardian and any dependant child, regardless of age, who is incapable of sustaining employment by reason of mental or physical disability and is chiefly dependant upon and residing with the primary member for support.
This plan costs $49.00/month + (GST).
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